I am a great communicator of the concerns and issues that affect us all. Yet I cheerfully remind Americans about what a wonderful republic we have and must fight to maintain & protect via The Ron Edwards American Experience talk show on iHeartRadio, www.kely1230.com and Mojo50.com . Also, “The Edwards Notebook” commentary is now heard on over 260 radio stations cost to coast via Captain’s America Third Watch talk show, with the truth and founding principles that made and keep us strong. The Edwards Notebook commentary Blows Away the Myths and Reveals the Truth! More stations are being added including www.kely1230.com. I am a highly sought after Keynote speaker and writer of a weekly issues oriented opinion column for NewsWithViews.com and ypournews.com.
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How to crush student debt so you have a bright future
Its no secret that many people have a heavy burden to bear. Student loan debt is rising and its rising fast. This leaves many students and former students to believe that like taxes, they will always have student loan debt.
Nothing could be further from the truth. It doesn’t matter how much you owe there are 10 things you can do to pay it off. In fact I will add a couple more here.
First, STOP TAKING ON MORE DEBT. Its that easy. No you don’t need to take on more debt in order to finish a degree. What you should do is actually think about what it is you want to do and accomplish. You may find out you already have the skills and education needed and that further education isn’t needed.
You could also go to a community or state school where the cost is far lower. Some will even allow you to pay as you go thus you don’t need to take on anymore debt and the interest that will accrue. In other words, for any and all education from this point forward, pay cash.
Second, it doesn’t matter how much you already owe. You can pay it off if you are focused and dedicated. I have seen people with $1 million…yes ONE MILLION in student loan debt pay it all off in under a decade. Now if they can do that then you should be able to focus on paying off your $100k in under 4 years.
You need to be focused. You need to be intentional. You need the tools and the income for sure and so now you should read what this article from Ramsey Solutions has to say about the top 10 ways of getting out from under student loan debt.
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